The submission of information to, and use of, the investment information services and educational material (collectively, the "Service") available through the Leyline.io web site (located at https://my.leyline.io (the "Site") is subject to the following terms and conditions (the "Terms and Conditions" or the "Agreement"). BY SUBMITTING INFORMATION to, or accessing information from, the Service, YOU, the end user customer ("Customer") AGREE TO THE FOLLOWING TERMS AND CONDITIONS. These Terms and Conditions are a legal agreement between you and Leyline Corporation ("Leyline.io" or the "Company"). You also agree to the Leyline.io Privacy Policy.

If you do not agree to these Terms and Conditions and to the Privacy Policy, do not submit information to, or access information from, the Service. All questions concerning this Agreement should be directed to: Leyline Corporation, 333 7th Avenue, 10th Floor New York, NY 10001. Leyline.io may update these terms and conditions at any time and without notice. The latest version of the terms and conditions is available on the Leyline.io website.

Membership Privileges

Membership privileges are granted by Leyline.io to individuals exclusively and are granted specifically to the subscribing registered member only. No employee, independent contractor, agent, or affiliate of a competing investment information service is permitted to access any of the Password Protected Areas of the Leyline.io web site without express written permission from Leyline.io. Membership rights cannot be assigned, sublicensed, distributed, shared, viewed, accessed, or otherwise transferred to anyone other than the registered member without the express written permission of Leyline.io. Leyline.io requires that each registered user maintain a valid email address and a password, which shall be utilized for logging on to the Leyline.io system. Members are not permitted to share their individual logon information with others. Leyline.io has the right to refuse service to any member, individual, organization, or firm (and all members associated or affiliated with said organization or firm) that refuses to abide by the terms and conditions herein or abuses their rights related to the Leyline.io service. Upon registration and payment of subscription fee, Customer becomes a Member.

Leyline.io utilizes email as a vital and primary communication channel with customers. As a registered user, Customers hereby acknowledge and grant Leyline.io the permission to communicate with customers via email (as well as other communication channel such as phone and fax) for any purposes Leyline.io determines to be relevant including, but not limited to, system messages, product updates, service announcements and other marketing messages. Leyline.io will use best efforts to honor Customer's request to opt out of marketing messages, but under no circumstances will Leyline.io have any liability for sending any email to its registered users/customers. By becoming a member of Leyline Corporation, you acknowledge and agree that Leyline Corporation may record telephone and other electronic communications it has with you for Leyline Corporation's internal business purposes, including but not limited to training and quality assurance purposes.

Use of Information

Customer agrees to treat all information (unless opensourced information) obtained from the Service, including educational material, member directory, and any information otherwise made available to Customer in the Service (individually and collectively, the "Content") as proprietary to Leyline.io. Customer agrees that Content reserved for members will be maintained as confidential and shall be protected as a trade secret of Leyline.io. Leyline.io does not ensure the accuracy of, endorse or recommend any Content and Customer uses such Content at the Customer's own risk.

The Service, and any and all Content offered by Leyline.io to Customer ARE PROVIDED SOLELY FOR GENERAL INFORMATION, AND DO NOT CONSTITUTE INVESTMENT, LEGAL, TAX, ACCOUNTING, OR OTHER PROFESSIONAL ADVICE. BEFORE ACTING ON ANY INFORMATION PROVIDED BY LEYLINE.IO, CUSTOMER SHOULD CONSULT AN APPROPRIATE PROFESSIONAL.

Customer shall limit access to and use of the Service and Content to personal and internal use, and shall not use any information obtained from the Service for further distribution, publication, public display, or preparation of derivative works or facilitate any of these activities in any way. Customer shall not use or reproduce any Content that is obtained from the Service, or that is otherwise made available to Customer in the Service, for or in connection with any other commercial enterprise. Customer further shall not use the Content or Service in any other manner for or in connection with any other commercial enterprise. Customer shall not use the Leyline.io.io Service or Content as part of any effort to compete with Leyline.io.io, including without limitation using the Content or Service to provide, alone or in combination with any other product or service, any database services to any third party or any use that causes a reduction or loss from an existing or potential Leyline.io customer, nor shall Customer remove, erase, or tamper with any copyright or other proprietary notice printed or stamped on, affixed to, or encoded or recorded in the Service or Content. Customer shall not use any robot, spider or other automated process to monitor, data mine or copy Leyline.io Content, Services, products or information; decompile, decode or reverse engineer Leyline.io software; or use Leyline.io Content, Services or products in an unlawful manner, such as for offensive, abusive, tortious, libelous, defamatory or other illegal purposes. Customers violating these specific terms, specifically those Customers using the Service in an abusive or excessive manner, by automated or manual means, shall be subject to immediate termination of their membership.

Passwords/Logins Members, registered users and Customers are required to maintain the confidentiality of all logins and passwords. You are responsible for the activities that occur under your account, login or password. Leyline.io is not responsible for any loss or damage arising from your failure to maintain the confidentiality of your account, logon information or password and/or failure to comply with the terms and conditions set forth in the Membership Privileges, Use of Information or Ownership and License Grant sections of this agreement that relate to confidentiality of account, logon or password information.

Payment Terms

Customer agrees to pay for all products ordered through the Leyline.io web site or via the Leyline.io sales team using the payment method indicated, and provides Leyline.io express authorization to charge said fees to the Customer's payment provider at time of purchase or renewal. Fees owed depend on the specific type and quantity of Leyline.io products, services, information, or deliverables (collectively "Deliverables") ordered. Payment of fees shall not be contingent on any events other than the delivery of the ordered Deliverables. Any attorney fees, court costs, or other costs incurred in collection of delinquent undisputed amounts shall be the responsibility of and paid for by Customer. If payment is not current, Leyline.io may immediately cease to provide any and all Deliverables to the customer. The fees paid for subscriptions are non-refundable, regardless of whether the subscription is terminated prior to the end of the then-current billing period.

Subscriptions will automatically renew using the Customer's current credit card account number unless Customer cancels their subscription on the Leyline.io Web site prior to the renewal date to cancel such subscription.

It is the Customer's responsibility to promptly provide the Company with any contact or billing information changes or updates (including phone number, email address, credit card numbers, etc.).

Unsolicited Commercial Email (Spam)

Leyline.io prohibits the use of our system or its tools to generate or send unsolicited commercial email (spam). Leyline.io has the right to revoke the privileges of any customer or company that breaches these terms.

Termination

Leyline.io reserves the right to terminate a Customer's membership at any time without prior notice with or without cause. Cause for termination includes, but is not limited to, breaches or violations of the Terms and Conditions, requests by law enforcement, fraudulent or illegal activity by you, discontinuance or material modification of Leyline.io services, nonpayment of fees owed by you in connection with Leyline.io services, account inactivity or technical or security issues. Upon termination, Leyline.io shall have no obligation to maintain or forward any content in your account.

Ownership and License Grant

Leyline.io retains all rights (including Intellectual Property Rights as defined below), title and interest in the Leyline.io Web site and all underlying technology and data including any enhancements and improvements thereto as a result of providing the Services and Content hereunder. Customer will not and will not allow others to: reverse engineer, decompile, disassemble, merge, copy, use, disclose, sell or transfer the underlying source code or structure or sequence of Leyline.io's technology or delete or alter author attributes or copyright notices. Customer shall use the Leyline.io system solely for their own use and shall not allow others to use the Leyline.io system under or through that Customer's login ID/email and password.

Intellectual Property Rights means all intellectual property rights (throughout the universe, in all media, now existing or created in the future, for all versions and elements, in all languages, and for the entire duration of such rights) arising under statutory or common law, contract, or otherwise, and whether or not perfected, including without limitation, (a) all rights associated with works of authorship including without limitation copyrights, moral rights, copyright applications, copyright registrations, synchronization rights; (b) rights associated with trademarks, service marks, trade names, logos, trade dress, and the applications for registration and registrations of trademarks and service marks; (c) rights relating to the protection of trade secrets and confidential information; (d) rights analogous to those set forth in this definition and any and all other proprietary rights relating to intangible property; and (e) divisions, continuations, renewals, reissues, and extensions of the foregoing (as and to the extent applicable) now existing, later filed, issued, or acquired.

Limitation of Liability and Indemnification

IN NO EVENT SHALL LEYLINE.IO BE LIABLE FOR ANY INDIRECT, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, LOSS OF BUSINESS, INTERRUPTION OF BUSINESS, LOSS OF GOODWILL OR BUSINESS REPUTATION, OTHER INTANGIBLE LOSS, INACCURACIES, ERRORS OR OMISSIONS IN THE INFORMATION, PRODUCTS OR SERVICES PROVIDED, RELIANCE BY THE CUSTOMER ON THE COMPLETENESS OR ACCURACY OF INFORMATION, PRODUCTS OR SERVICES, LOSS OF USE OF DATA, LOSS OF DATA, COMPUTER VIRUSES, COMPUTER CORRUPTION, DELETION OR CORRUPTION OF CONTENT OR DATA MAINTAINED OR TRANSMITTED THROUGH THE USE OF LEYLINE.IO'S SERVICES, OR CUSTOMER'S FAILURE TO KEEP CUSTOMER'S LOGIN AND/OR PASSWORD SECURE AND CONFIDENT) ARISING OUT OF THIS AGREEMENT. Customer's exclusive remedy, and Leyline.io's entire liability under this Agreement shall be a refund to Customer of the fees paid to Leyline.io hereunder, and in no event will Leyline.io's liability for any reason exceed such fee. Leyline.io (and its officers, directors, employees and agents) shall not be liable for any damages whatsoever arising from Customer's use of the Deliverables, and Customer shall indemnify Leyline.io (and Leyline.io's officers, directors, employees and agents), and hold each of them harmless from and against any and all costs, damages or losses by any of them (including, without limitation, reasonable attorneys' fees) as a result of a claim by any person other than Customer arising from Customer's use or application of the Services or the Deliverables. Some jurisdictions do not allow the exclusion of liability for certain damages. As a result, some of the exclusions above may not apply to you.

Warranty Disclaimers

THE SERVICE, AND CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. LEYLINE.IO MAKES NO PROMISES, REPRESENTATION OR WARRANTIES, EITHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE SERVICE, OR CONTENT, INCLUDING THEIR ACCURACY, OPERATION, CONFORMITY TO ANY REPRESENTATION OR DESCRIPTION, OR THE EXISTENCE OF ANY LATENT OR PATENT DEFECTS, AND LEYLINE.IO SPECIFICALLY DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, QUIET ENJOYMENT, WORKMANLIKE EFFORT, NONINFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES RELATING TO ENCUMBERANCES OR LIENS, AND, UNDER THE LAW OF THE UNITED STATES, THE IMPLIED CONDITIONS OF SATISFACTORY QUALITY AND ACCEPTANCE AS WELL AS ANY LOCAL JURISDICTIONAL ANALOGUES TO THE ABOVE AND OTHER IMPLIED OR STATUTORY WARRANTIES. LEYLINE.IO MAKES NO PROMISES, REPRESENTATIONS OR WARRANTIES THAT ACCESS TO LEYLINE.IO'S SERVICES WILL BE UNINTERRUPTED OR SECURE. ANY MATERIAL DOWNLOADED FROM LEYLINE.IO'S WEB SITE, INCLUDING SERVICE, OR CONTENT IS ACCESSED AT CUSTOMER'S OWN DISCRETION AND RISK, AND CUSTOMER WAIVES ALL CLAIMS AND CAUSES OF ACTION RELATING TO ANY DAMAGE TO CUSTOMER'S COMPUTER SYSTEM, INTERNET ACCESS, DOWNLOAD OR DISPLAY DEVICE OR LOSS OR CORRUPTION OF DATA THAT RESULTS FROM SUCH DOWNLOADS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM LEYLINE.IO OR ITS SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS AND CONDITIONS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES. AS A RESULT, SOME OF THE EXCLUSIONS ABOVE MAY NOT APPLY TO YOU.

Links to Third Party Sites

This web site may contain hyperlinks to other web sites operated by parties other than Leyline.io which are beyond Leyline.io's control. Parties other than Leyline.io may provide services or sell product lines on this site that take you outside of our service. This includes links from advertisers, sponsors, and content partners that may use Leyline.io's logo(s) as part of a co-branding relationship. For example, if you click on a banner advertisement the click may take you off the Leyline.io site. Leyline.io does not control, is not responsible for examining or evaluating, and does not warrant the offerings of, any of these businesses or individuals or the content of their web sites. Leyline.io does not assume any liability for the actions, product, and content of all of these and any other third parties. Leyline.io makes no representations and cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material on such third party web sites. When you click on a link that leaves the Leyline.io site, the site you will land on is not controlled by Leyline.io and different terms of use and privacy statements may apply. Leyline.io also does not assume, and expressly disclaims, all liability for any viruses, worms, Trojan horses, defects, or other malfunctions caused by, resulting from, existing within, or in connection with such third party sites and any links thereto.

Copyright Complaints

If you believe that your work has been copied onto Leyline.io in a way that constitutes copyright infringement, please provide Leyline.io's copyright agent the written information specified below. Please note that this procedure is exclusively for notifying Leyline.io that your copyrighted material has been infringed.

• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
• A description of the copyrighted work that you claim has been infringed upon;
• A description of where the material that you claim is infringing is located on Leyline.io;
• Your address, telephone number, and email address;
• A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Address for Leyline.io's copyright agent:

Leyline Corporation
333 7th Avenue, 10th Floor
New York, NY 10001
Phone: (212) 273-0542
Email: info@leyline.io

Governing Law

This Agreement, and the Deliverables provided by Leyline.io, shall be governed by the laws of the State of Delaware, without reference to conflict of laws principles. The parties hereby consent to the exclusive jurisdiction and venue of the State and Federal courts of New York, New York for the adjudication of any disputes or claims arising out of and/or related to this Agreement. If any provision of this Agreement is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of this Agreement, which shall remain in full force and effect.

Assignment

This Agreement shall be binding upon and shall inure to the benefit of the parties and their respective successors and permitted assigns. The rights under this Agreement or any license granted hereunder may not be assigned, sublicensed or otherwise transferred by Customer without the prior written consent of Leyline.io, which retains the right to withhold consent in its sole discretion.

Waiver and Severability

The failure of Leyline.io to exercise or enforce a legal right or remedy contained in the Terms and Conditions does not constitute a waiver of any such right or remedy. No waiver of any right, term or provision of the Terms and Conditions is deemed a waiver of any other right, term or provision. If a court of competent jurisdiction finds any provision of the Terms and Conditions to be invalid, Customer agrees that the remaining terms and provisions remain in full force and effect.

Notices

All notices to Company must be in writing and must be sent registered mail, certified mail, or overnight mail with a return receipt requested to Chief Financial Officer at Leyline.io.

Entire Agreement

The terms and conditions of this Agreement constitute the entire agreement between the parties and supersede all previous agreements and understanding, whether oral or written, between the parties hereto with respect to the subject matter of this Agreement.

Last updated February 15, 2020.